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Winner of Sahamati 3I
Competition 2024
Tech Innovation of the Year,
India Fintech Award 2025
Trusted by Leaders
Smart solutions to
Underwrite, Collect, and Cross-Sell
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Optimise Every Step
Select the best-performing AA in real time with Smart Routing.
Optimise data requests and retries with FIP-level intelligence.
Track every step of the journey with deep funnel analytics
Integrate with existing data dashboards
Insights for Decisions
Classify every transaction accurately with our industry-leading categorisation engine
Generate segment-wise risk scores from diverse income characteristics
Strengthen MSME lending with cash-flow monitoring and counterparty checks
Track portfolio health and flag early stress signals before they materisalise
Smarter financial management
Help customers track expenses and cut unnecessary spend
Guide them to plan future expenses and investments with actionable insights
Leverage advanced analytics and machine learning to extract intelligence from financial data
Deploy Generative AI co-pilots to deliver personalized, chat-based advisory
Intent to Outcomes
Validate user behavior with financial data to boost campaign performance
Discover new customer cohorts with AI-driven insights
Trigger personalized campaigns in real time using financial signals
Continuously improve conversions with an omnichannel feedback loop
ONDC
Plug-and-play bridge gets you live in under 4 weeks
Connect to existing LOS/LMS with no additional rebuild
Instantly plug into core ONDC and OCEN rails
Easily configure and launch SME loans, personal credit, and more
Trusted to deliver
Tangible Outcomes
>80%
data fetch
success rate
success rate
<30 Sec
decision time
10 min.
disbursal TAT
The analytics platform enabled us to confidently expand our lending portfolio while mitigating risks.
>20%
AA success
rates
rates
4.5%
growth in
loan disbursals
loan disbursals
Higher revenue per customer
with AA journeys
with AA journeys
We continuously seek to optimize every stage of the borrower journey. Ignosis’s Multi-AA routing solution has significantly enhanced the reliability of our Account Aggregator flow.
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Industry-specific stacks
ready for deployment
Banking
Accurate income verification and insights
Surface cross-sell opportunities at the right time
Hyperpersonalised campaigns using financial data
Fintech
Aggregate income, spend, and investments
Automated categorisation and insights
Increase daily adoption through contextual financial nudges
NBFC
Evaluate FOIR for new-to-credit and underserved borrowers
Create custom risk evaluation models with financial data intelligence
Prevent DPD rollovers with real-time early warning systems
Wealth Management
Portfolio analytics across asset classes
Data-driven client insights for RMs
Build cohorts of similar financial profiles
Insurance
Detect fraud and anomalies in financial data
Set premiums using lifestyle spending patterns
Improve premium collection rates
Our latest takes on
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